MoneyCoach is a personal finance app from MoneyCoach UG in Berlin. It combines category budgets, bills and subscriptions, goals and a net worth view, and runs natively on iPhone, iPad, Mac, Apple Watch and Apple Vision Pro with optional iCloud sync.
MoneyCoach at a glance
- Platforms
- macOS, iOS
- Free plan
- No
- Paid plans
- From €4.99 a month
- MCP server
- Yes
What is MoneyCoach?
MoneyCoach lets you set up category budgets such as groceries, eating out, travel or subscriptions, top them up, move money between them and roll them forward from month to month. Upcoming bills and subscriptions appear next to the budgets they affect, and Smart Goals track progress toward targets like an emergency fund or paying off debt.
Transactions can come in through a Shortcut automation that imports Apple Pay and Wallet payments, through Apple Card or other CSV files, or through bank sync for supported banks in the US (Plaid) and Europe (GoCardless). Multi-currency accounts with live or custom exchange rates, cash and credit card tracking and financial reports are included.
The app uses Apple platform features: interactive widgets, Live Activities, Siri Shortcuts and App Intents, an Apple Watch app with complications and a native Mac app with keyboard shortcuts. Family Sync shares accounts, budgets and goals between partners with different Apple IDs. On the Premium Max plan, users can opt in to read-only access for AI assistants through a MoneyCoach MCP server.
Who is MoneyCoach for?
People who use Apple devices and want to budget by category, keep an eye on upcoming bills and subscriptions, and see their accounts in one place. Couples can share budgets through Family Sync, and people with accounts in several currencies can track them together.
Highlights
- Native apps for iPhone, iPad, Mac, Apple Watch and Vision Pro
- Category budgets with top-ups, transfers and rollover
- Apple Pay and Wallet import through a Shortcut automation
- Bank sync in the US and Europe for supported banks
- Family Sync across different Apple IDs
- Read-only MCP access for AI assistants on Premium Max
How much does MoneyCoach cost?
Free trial. Free to download with a free trial. After the trial, Premium from 4.99 EUR a month or 39.99 EUR a year, or Premium Max from 7.99 EUR a month. Prices vary by region.
Paid plans: from €4.99 a month.
